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2026 conforming loan limit: Trimble County, KY

Quick answer

Trimble County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $172,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,027 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$172,000
Kentucky median home value$205,600
Limit ÷ median home value4.84×
Median household income$66,027
Median home value ÷ income2.6×
Population8,550
Median property tax paid (owners)$1,139
Effective property tax rate (approx.)0.66%
Owner-occupied homes79.7%
Home value rank in Kentucky43 of 120 counties
Neighbor: Clark County, INlimit $832,750; median home $222,900
Neighbor: Jefferson County, INlimit $832,750; median home $194,600
Neighbor: Carroll County, KYlimit $832,750; median home $140,900
Neighbor: Henry County, KYlimit $832,750; median home $197,900
Neighbor: Oldham County, KYlimit $832,750; median home $393,100

Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Trimble County's median home value is 16% below the state median of $205,600 (rank 43 of 120). Among its 5 neighboring counties, Oldham County has the highest median home value ($393,100) and Carroll County the lowest ($140,900); all share the same loan limit. Owners pay a median $1,139 a year in property tax, an effective rate of about 0.66% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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