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2026 conforming loan limit: Tripp County, SD

Quick answer

Tripp County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $132,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,987 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$132,900
South Dakota median home value$257,400
Limit ÷ median home value6.27×
Median household income$58,987
Median home value ÷ income2.3×
Population5,611
Median property tax paid (owners)$1,262
Effective property tax rate (approx.)0.95%
Owner-occupied homes68.4%
Home value rank in South Dakota53 of 66 counties
Neighbor: Cherry County, NElimit $832,750; median home $152,200
Neighbor: Keya Paha County, NElimit $832,750; median home $108,800
Neighbor: Gregory County, SDlimit $832,750; median home $139,900
Neighbor: Lyman County, SDlimit $832,750; median home $165,800
Neighbor: Mellette County, SDlimit $832,750; median home $84,100
Neighbor: Todd County, SDlimit $832,750; median home $53,900

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Tripp County's median home value is 48% below the state median of $257,400 (rank 53 of 66). Among its 6 neighboring counties, Lyman County has the highest median home value ($165,800) and Todd County the lowest ($53,900); all share the same loan limit. Owners pay a median $1,262 a year in property tax, an effective rate of about 0.95% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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