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2026 conforming loan limit: Trinity County, TX

Quick answer

Trinity County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $119,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,018 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$119,500
Texas median home value$283,800
Limit ÷ median home value6.97×
Median household income$52,018
Median home value ÷ income2.3×
Population14,046
Median property tax paid (owners)$1,264
Effective property tax rate (approx.)1.06%
Owner-occupied homes79.4%
Home value rank in Texas185 of 250 counties
Neighbor: Angelina County, TXlimit $832,750; median home $163,500
Neighbor: Houston County, TXlimit $832,750; median home $164,900
Neighbor: Polk County, TXlimit $832,750; median home $184,800
Neighbor: San Jacinto County, TXlimit $832,750; median home $209,300
Neighbor: Walker County, TXlimit $832,750; median home $226,900

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Trinity County's median home value is 58% below the state median of $283,800 (rank 185 of 250). Among its 5 neighboring counties, Walker County has the highest median home value ($226,900) and Angelina County the lowest ($163,500); all share the same loan limit. Owners pay a median $1,264 a year in property tax, an effective rate of about 1.06% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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