Upton County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 7.6 times the county's median home value of $109,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,167 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $109,000 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 7.64× |
| Median household income | $49,167 |
| Median home value ÷ income | 2.2× |
| Population | 3,191 |
| Median property tax paid (owners) | $1,177 |
| Effective property tax rate (approx.) | 1.08% |
| Owner-occupied homes | 77.2% |
| Home value rank in Texas | 196 of 250 counties |
| Neighbor: Crane County, TX | limit $832,750; median home $129,400 |
| Neighbor: Crockett County, TX | limit $832,750; median home n/a |
| Neighbor: Ector County, TX | limit $832,750; median home $200,200 |
| Neighbor: Glasscock County, TX | limit $832,750; median home $245,200 |
| Neighbor: Midland County, TX | limit $832,750; median home $312,700 |
| Neighbor: Reagan County, TX | limit $832,750; median home $171,500 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Upton County's median home value is 62% below the state median of $283,800 (rank 196 of 250). Among its 6 neighboring counties, Midland County has the highest median home value ($312,700) and Crane County the lowest ($129,400); all share the same loan limit. Owners pay a median $1,177 a year in property tax, an effective rate of about 1.08% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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