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2026 conforming loan limit: Trigg County, KY

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Trigg County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $207,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,857 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$207,700
Kentucky median home value$205,600
Limit ÷ median home value4.01×
Median household income$59,857
Median home value ÷ income3.5×
Population14,315
Median property tax paid (owners)$1,162
Effective property tax rate (approx.)0.56%
Owner-occupied homes76.9%
Home value rank in Kentucky24 of 120 counties
Neighbor: Caldwell County, KYlimit $832,750; median home $118,500
Neighbor: Calloway County, KYlimit $832,750; median home $183,200
Neighbor: Christian County, KYlimit $832,750; median home $173,600
Neighbor: Lyon County, KYlimit $832,750; median home $189,500
Neighbor: Marshall County, KYlimit $832,750; median home $173,800
Neighbor: Stewart County, TNlimit $832,750; median home $204,700

Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Trigg County's median home value is 1% above the state median of $205,600 (rank 24 of 120). Among its 6 neighboring counties, Stewart County has the highest median home value ($204,700) and Caldwell County the lowest ($118,500); all share the same loan limit. Owners pay a median $1,162 a year in property tax, an effective rate of about 0.56% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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