Simpson County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $229,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,858 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $229,400 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 3.63× |
| Median household income | $59,858 |
| Median home value ÷ income | 3.8× |
| Population | 19,972 |
| Median property tax paid (owners) | $1,371 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 66.7% |
| Home value rank in Kentucky | 16 of 120 counties |
| Neighbor: Allen County, KY | limit $832,750; median home $192,300 |
| Neighbor: Logan County, KY | limit $832,750; median home $164,900 |
| Neighbor: Warren County, KY | limit $832,750; median home $258,000 |
| Neighbor: Robertson County, TN | limit $1,029,250; median home $335,000 |
| Neighbor: Sumner County, TN | limit $1,029,250; median home $393,100 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Simpson County's median home value is 12% above the state median of $205,600 (rank 16 of 120). Among its 5 neighboring counties, Sumner County has the highest median home value ($393,100) and Logan County the lowest ($164,900); 2 neighbor(s) have a different loan limit. Owners pay a median $1,371 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sierra County, CA
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- 2026 conforming loan limit: Silver Bow County, MT
- 2026 conforming loan limit: Simpson County, MS
- 2026 conforming loan limit: Sioux County, IA
- 2026 conforming loan limit: Sioux County, ND
- 2026 conforming loan limit: Sioux County, NE
- 2026 conforming loan limit: Siskiyou County, CA
Last updated 2026-10-16. Data only, not financial or tax advice.