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2026 conforming loan limit: Sioux County, NE

Quick answer

Sioux County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $99,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,929 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$99,300
Nebraska median home value$238,600
Limit ÷ median home value8.39×
Median household income$53,929
Median home value ÷ income1.8×
Population1,171
Median property tax paid (owners)$1,614
Effective property tax rate (approx.)1.63%
Owner-occupied homes59.6%
Home value rank in Nebraska87 of 93 counties
Neighbor: Box Butte County, NElimit $832,750; median home $166,600
Neighbor: Dawes County, NElimit $832,750; median home $150,900
Neighbor: Scotts Bluff County, NElimit $832,750; median home $168,500
Neighbor: Fall River County, SDlimit $832,750; median home $193,200
Neighbor: Goshen County, WYlimit $832,750; median home $239,600
Neighbor: Niobrara County, WYlimit $832,750; median home $221,500

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sioux County's median home value is 58% below the state median of $238,600 (rank 87 of 93). Among its 6 neighboring counties, Goshen County has the highest median home value ($239,600) and Dawes County the lowest ($150,900); all share the same loan limit. Owners pay a median $1,614 a year in property tax, an effective rate of about 1.63% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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