Sitka City And Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 2.8 times the county's median home value of $450,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $101,727 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $450,300 |
| Alaska median home value | $352,900 |
| Limit ÷ median home value | 2.77× |
| Median household income | $101,727 |
| Median home value ÷ income | 4.4× |
| Population | 8,368 |
| Median property tax paid (owners) | $2,080 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 61.7% |
| Home value rank in Alaska | 1 of 30 counties |
| Neighbor: Hoonah-Angoon Census Area, AK | limit $1,249,125; median home $262,800 |
| Neighbor: Prince Of Wales-Hyder Census Area, AK | limit $1,249,125; median home $225,300 |
Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Sitka City And Borough's median home value is 28% above the state median of $352,900 (rank 1 of 30). Among its 2 neighboring counties, Hoonah-Angoon Census Area has the highest median home value ($262,800) and Prince Of Wales-Hyder Census Area the lowest ($225,300); all share the same loan limit. Owners pay a median $2,080 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Skagit County, WA
- 2026 conforming loan limit: Skagway Municipality, AK
- 2026 conforming loan limit: Skamania County, WA
- 2026 conforming loan limit: Slope County, ND
- 2026 conforming loan limit: Smith County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.