Sioux County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 9.8 times the county's median home value of $85,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $42,083 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $85,400 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 9.75× |
| Median household income | $42,083 |
| Median home value ÷ income | 2.0× |
| Population | 3,740 |
| Median property tax paid (owners) | $420 |
| Effective property tax rate (approx.) | 0.49% |
| Owner-occupied homes | 46.6% |
| Home value rank in North Dakota | 52 of 53 counties |
| Neighbor: Adams County, ND | limit $832,750; median home $113,200 |
| Neighbor: Emmons County, ND | limit $832,750; median home $117,200 |
| Neighbor: Grant County, ND | limit $832,750; median home $93,200 |
| Neighbor: Morton County, ND | limit $832,750; median home $263,900 |
| Neighbor: Corson County, SD | limit $832,750; median home $69,800 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sioux County's median home value is 66% below the state median of $249,900 (rank 52 of 53). Among its 5 neighboring counties, Morton County has the highest median home value ($263,900) and Corson County the lowest ($69,800); all share the same loan limit. Owners pay a median $420 a year in property tax, an effective rate of about 0.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Simpson County, KY
- 2026 conforming loan limit: Simpson County, MS
- 2026 conforming loan limit: Sioux County, IA
- 2026 conforming loan limit: Sioux County, NE
- 2026 conforming loan limit: Siskiyou County, CA
- 2026 conforming loan limit: Sitka City And Borough, AK
- 2026 conforming loan limit: Skagit County, WA
- 2026 conforming loan limit: Skagway Municipality, AK
Last updated 2026-10-16. Data only, not financial or tax advice.