Sioux County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $250,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,098 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $250,100 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.33× |
| Median household income | $86,098 |
| Median home value ÷ income | 2.9× |
| Population | 36,212 |
| Median property tax paid (owners) | $2,801 |
| Effective property tax rate (approx.) | 1.12% |
| Owner-occupied homes | 76.1% |
| Home value rank in Iowa | 8 of 99 counties |
| Neighbor: Cherokee County, IA | limit $832,750; median home $158,700 |
| Neighbor: Lyon County, IA | limit $832,750; median home $230,000 |
| Neighbor: O'Brien County, IA | limit $832,750; median home $173,100 |
| Neighbor: Osceola County, IA | limit $832,750; median home $122,600 |
| Neighbor: Plymouth County, IA | limit $832,750; median home $228,900 |
| Neighbor: Lincoln County, SD | limit $832,750; median home $348,300 |
| Neighbor: Union County, SD | limit $832,750; median home $301,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sioux County's median home value is 20% above the state median of $208,000 (rank 8 of 99). Among its 7 neighboring counties, Lincoln County has the highest median home value ($348,300) and Osceola County the lowest ($122,600); all share the same loan limit. Owners pay a median $2,801 a year in property tax, an effective rate of about 1.12% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Silver Bow County, MT
- 2026 conforming loan limit: Simpson County, KY
- 2026 conforming loan limit: Simpson County, MS
- 2026 conforming loan limit: Sioux County, ND
- 2026 conforming loan limit: Sioux County, NE
- 2026 conforming loan limit: Siskiyou County, CA
- 2026 conforming loan limit: Sitka City And Borough, AK
- 2026 conforming loan limit: Skagit County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.