Simpson County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $122,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,381 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $122,200 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 6.81× |
| Median household income | $56,381 |
| Median home value ÷ income | 2.2× |
| Population | 25,691 |
| Median property tax paid (owners) | $751 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 81.4% |
| Home value rank in Mississippi | 42 of 82 counties |
| Neighbor: Copiah County, MS | limit $832,750; median home $114,100 |
| Neighbor: Covington County, MS | limit $832,750; median home $105,100 |
| Neighbor: Hinds County, MS | limit $832,750; median home $159,900 |
| Neighbor: Jefferson Davis County, MS | limit $832,750; median home $90,100 |
| Neighbor: Lawrence County, MS | limit $832,750; median home $100,000 |
| Neighbor: Rankin County, MS | limit $832,750; median home $237,400 |
| Neighbor: Smith County, MS | limit $832,750; median home $112,600 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Simpson County's median home value is 28% below the state median of $169,800 (rank 42 of 82). Among its 7 neighboring counties, Rankin County has the highest median home value ($237,400) and Jefferson Davis County the lowest ($90,100); all share the same loan limit. Owners pay a median $751 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Sioux County, ND
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Last updated 2026-10-16. Data only, not financial or tax advice.