Warren County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $258,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,794 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $258,000 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 3.23× |
| Median household income | $65,794 |
| Median home value ÷ income | 3.9× |
| Population | 140,918 |
| Median property tax paid (owners) | $1,668 |
| Effective property tax rate (approx.) | 0.65% |
| Owner-occupied homes | 55.6% |
| Home value rank in Kentucky | 9 of 120 counties |
| Neighbor: Allen County, KY | limit $832,750; median home $192,300 |
| Neighbor: Barren County, KY | limit $832,750; median home $178,000 |
| Neighbor: Butler County, KY | limit $832,750; median home $111,100 |
| Neighbor: Edmonson County, KY | limit $832,750; median home $160,300 |
| Neighbor: Logan County, KY | limit $832,750; median home $164,900 |
| Neighbor: Simpson County, KY | limit $832,750; median home $229,400 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Warren County's median home value is 25% above the state median of $205,600 (rank 9 of 120). Among its 6 neighboring counties, Simpson County has the highest median home value ($229,400) and Butler County the lowest ($111,100); all share the same loan limit. Owners pay a median $1,668 a year in property tax, an effective rate of about 0.65% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Warren County, IA
- 2026 conforming loan limit: Warren County, IL
- 2026 conforming loan limit: Warren County, IN
- 2026 conforming loan limit: Warren County, MO
- 2026 conforming loan limit: Warren County, MS
- 2026 conforming loan limit: Warren County, NC
- 2026 conforming loan limit: Warren County, NJ
- 2026 conforming loan limit: Warren County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.