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2026 conforming loan limit: Warren County, IL

Quick answer

Warren County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 7.9 times the county's median home value of $105,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,385 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$105,000
Illinois median home value$263,300
Limit ÷ median home value7.93×
Median household income$67,385
Median home value ÷ income1.6×
Population16,447
Median property tax paid (owners)$1,903
Effective property tax rate (approx.)1.81%
Owner-occupied homes75.2%
Home value rank in Illinois82 of 102 counties
Neighbor: Fulton County, ILlimit $832,750; median home $107,200
Neighbor: Henderson County, ILlimit $832,750; median home $104,400
Neighbor: Knox County, ILlimit $832,750; median home $111,900
Neighbor: Mcdonough County, ILlimit $832,750; median home $107,500
Neighbor: Mercer County, ILlimit $832,750; median home $146,700

Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Warren County's median home value is 60% below the state median of $263,300 (rank 82 of 102). Among its 5 neighboring counties, Mercer County has the highest median home value ($146,700) and Henderson County the lowest ($104,400); all share the same loan limit. Owners pay a median $1,903 a year in property tax, an effective rate of about 1.81% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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