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2026 conforming loan limit: Warren County, IA

Quick answer

Warren County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $269,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $94,588 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$269,600
Iowa median home value$208,000
Limit ÷ median home value3.09×
Median household income$94,588
Median home value ÷ income2.9×
Population54,409
Median property tax paid (owners)$3,865
Effective property tax rate (approx.)1.43%
Owner-occupied homes82.3%
Home value rank in Iowa4 of 99 counties
Neighbor: Clarke County, IAlimit $832,750; median home $161,100
Neighbor: Dallas County, IAlimit $832,750; median home $355,600
Neighbor: Lucas County, IAlimit $832,750; median home $120,200
Neighbor: Madison County, IAlimit $832,750; median home $245,100
Neighbor: Marion County, IAlimit $832,750; median home $233,000
Neighbor: Polk County, IAlimit $832,750; median home $262,100

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Warren County's median home value is 30% above the state median of $208,000 (rank 4 of 99). Among its 6 neighboring counties, Dallas County has the highest median home value ($355,600) and Lucas County the lowest ($120,200); all share the same loan limit. Owners pay a median $3,865 a year in property tax, an effective rate of about 1.43% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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