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2026 conforming loan limit: Warren County, MO

Quick answer

Warren County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $260,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $81,209 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$260,400
Missouri median home value$230,300
Limit ÷ median home value3.20×
Median household income$81,209
Median home value ÷ income3.2×
Population37,177
Median property tax paid (owners)$1,809
Effective property tax rate (approx.)0.69%
Owner-occupied homes80.2%
Home value rank in Missouri9 of 115 counties
Neighbor: Franklin County, MOlimit $832,750; median home $227,600
Neighbor: Gasconade County, MOlimit $832,750; median home $179,900
Neighbor: Lincoln County, MOlimit $832,750; median home $244,300
Neighbor: Montgomery County, MOlimit $832,750; median home $178,700
Neighbor: St. Charles County, MOlimit $832,750; median home $320,800

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Warren County's median home value is 13% above the state median of $230,300 (rank 9 of 115). Among its 5 neighboring counties, St. Charles County has the highest median home value ($320,800) and Montgomery County the lowest ($178,700); all share the same loan limit. Owners pay a median $1,809 a year in property tax, an effective rate of about 0.69% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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