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2026 conforming loan limit: Warren County, OH

Quick answer

Warren County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $349,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $110,132 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$349,400
Ohio median home value$214,800
Limit ÷ median home value2.38×
Median household income$110,132
Median home value ÷ income3.2×
Population250,008
Median property tax paid (owners)$4,199
Effective property tax rate (approx.)1.20%
Owner-occupied homes79.4%
Home value rank in Ohio2 of 88 counties
Neighbor: Butler County, OHlimit $832,750; median home $258,500
Neighbor: Clermont County, OHlimit $832,750; median home $266,200
Neighbor: Clinton County, OHlimit $832,750; median home $211,900
Neighbor: Greene County, OHlimit $832,750; median home $252,200
Neighbor: Hamilton County, OHlimit $832,750; median home $241,900
Neighbor: Montgomery County, OHlimit $832,750; median home $180,900

Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Warren County's median home value is 63% above the state median of $214,800 (rank 2 of 88). Among its 6 neighboring counties, Clermont County has the highest median home value ($266,200) and Montgomery County the lowest ($180,900); all share the same loan limit. Owners pay a median $4,199 a year in property tax, an effective rate of about 1.20% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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