Warren County, Virginia has a 2026 one-unit conforming loan limit of $1,249,125, which is 3.6 times the county's median home value of $348,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,682 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $348,400 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 3.59× |
| Median household income | $84,682 |
| Median home value ÷ income | 4.1× |
| Population | 41,531 |
| Median property tax paid (owners) | $1,819 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 75.9% |
| Home value rank in Virginia | 39 of 133 counties |
| Neighbor: Clarke County, VA | limit $1,249,125; median home $550,100 |
| Neighbor: Fauquier County, VA | limit $1,249,125; median home $573,700 |
| Neighbor: Frederick County, VA | limit $832,750; median home $386,000 |
| Neighbor: Page County, VA | limit $832,750; median home $233,200 |
| Neighbor: Rappahannock County, VA | limit $1,249,125; median home $506,400 |
| Neighbor: Shenandoah County, VA | limit $832,750; median home $294,900 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Warren County's median home value is 9% below the state median of $383,700 (rank 39 of 133). Among its 6 neighboring counties, Fauquier County has the highest median home value ($573,700) and Page County the lowest ($233,200); 3 neighbor(s) have a different loan limit. Owners pay a median $1,819 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Warren County, OH
- 2026 conforming loan limit: Warren County, PA
- 2026 conforming loan limit: Warren County, TN
- 2026 conforming loan limit: Warrick County, IN
- 2026 conforming loan limit: Wasatch County, UT
- 2026 conforming loan limit: Wasco County, OR
- 2026 conforming loan limit: Waseca County, MN
- 2026 conforming loan limit: Washakie County, WY
Last updated 2026-10-16. Data only, not financial or tax advice.