Wasatch County, Utah has a 2026 one-unit conforming loan limit of $1,150,000, which is 1.5 times the county's median home value of $787,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $117,608 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,150,000 |
| 2-unit limit | $1,472,250 |
| 3-unit limit | $1,779,600 |
| 4-unit limit | $2,211,600 |
| Median home value (ACS 2020–24) | $787,300 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 1.46× |
| Median household income | $117,608 |
| Median home value ÷ income | 6.7× |
| Population | 36,642 |
| Median property tax paid (owners) | $3,624 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 80.3% |
| Home value rank in Utah | 2 of 29 counties |
| Neighbor: Duchesne County, UT | limit $832,750; median home $283,700 |
| Neighbor: Salt Lake County, UT | limit $832,750; median home $525,700 |
| Neighbor: Summit County, UT | limit $1,150,000; median home $1,067,700 |
| Neighbor: Utah County, UT | limit $832,750; median home $538,700 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Wasatch County's median home value is 61% above the state median of $489,400 (rank 2 of 29). Among its 4 neighboring counties, Summit County has the highest median home value ($1,067,700) and Duchesne County the lowest ($283,700); 3 neighbor(s) have a different loan limit. Owners pay a median $3,624 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Wasco County, OR
- 2026 conforming loan limit: Waseca County, MN
- 2026 conforming loan limit: Washakie County, WY
- 2026 conforming loan limit: Washburn County, WI
- 2026 conforming loan limits in Washington by county
Last updated 2026-10-16. Data only, not financial or tax advice.