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2026 conforming loan limits in Washington by county

Quick answer

The 2026 one-unit conforming loan limit in Washington is between $832,750 and $1,063,750 depending on the county (39 counties), per FHFA.

✓ FHFA, 2026 conforming loan limits

Data as of 2026. Source: FHFA, 2026 conforming loan limits

County1-unit limit
Adams County$832,750
Asotin County$832,750
Benton County$832,750
Chelan County$832,750
Clallam County$832,750
Clark County$832,750
Columbia County$832,750
Cowlitz County$832,750
Douglas County$832,750
Ferry County$832,750
Franklin County$832,750
Garfield County$832,750
Grant County$832,750
Grays Harbor County$832,750
Island County$832,750
Jefferson County$832,750
King County$1,063,750
Kitsap County$832,750
Kittitas County$832,750
Klickitat County$832,750
Lewis County$832,750
Lincoln County$832,750
Mason County$832,750
Okanogan County$832,750
Pacific County$832,750
Pend Oreille County$832,750
Pierce County$1,063,750
San Juan County$832,750
Skagit County$832,750
Skamania County$832,750
Snohomish County$1,063,750
Spokane County$832,750
Stevens County$832,750
Thurston County$832,750
Wahkiakum County$832,750
Walla Walla County$832,750
Whatcom County$832,750
Whitman County$832,750
Yakima County$832,750

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Last updated 2026-10-16. Data only, not financial or tax advice.

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