Washington County, Florida has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $171,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,210 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,000 |
| Florida median home value | $359,000 |
| Limit ÷ median home value | 4.87× |
| Median household income | $58,210 |
| Median home value ÷ income | 2.9× |
| Population | 25,529 |
| Median property tax paid (owners) | $792 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 80.0% |
| Home value rank in Florida | 54 of 67 counties |
| Neighbor: Bay County, FL | limit $832,750; median home $310,500 |
| Neighbor: Holmes County, FL | limit $832,750; median home $110,200 |
| Neighbor: Jackson County, FL | limit $832,750; median home $120,800 |
| Neighbor: Walton County, FL | limit $832,750; median home $425,100 |
Across Florida's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $990,150, with 1 high-cost county. Washington County's median home value is 52% below the state median of $359,000 (rank 54 of 67). Among its 4 neighboring counties, Walton County has the highest median home value ($425,100) and Holmes County the lowest ($110,200); all share the same loan limit. Owners pay a median $792 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washington County, AL
- 2026 conforming loan limit: Washington County, AR
- 2026 conforming loan limit: Washington County, CO
- 2026 conforming loan limit: Washington County, GA
- 2026 conforming loan limit: Washington County, IA
- 2026 conforming loan limit: Washington County, ID
- 2026 conforming loan limit: Washington County, IL
- 2026 conforming loan limit: Washington County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.