Washington County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $226,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,167 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $226,200 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 3.68× |
| Median household income | $67,167 |
| Median home value ÷ income | 3.4× |
| Population | 4,831 |
| Median property tax paid (owners) | $874 |
| Effective property tax rate (approx.) | 0.39% |
| Owner-occupied homes | 73.6% |
| Home value rank in Colorado | 52 of 64 counties |
| Neighbor: Adams County, CO | limit $862,500; median home $484,200 |
| Neighbor: Arapahoe County, CO | limit $862,500; median home $561,200 |
| Neighbor: Kit Carson County, CO | limit $832,750; median home $239,500 |
| Neighbor: Lincoln County, CO | limit $832,750; median home $246,500 |
| Neighbor: Logan County, CO | limit $832,750; median home $245,300 |
| Neighbor: Morgan County, CO | limit $832,750; median home $338,600 |
| Neighbor: Yuma County, CO | limit $832,750; median home $211,700 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Washington County's median home value is 58% below the state median of $539,400 (rank 52 of 64). Among its 7 neighboring counties, Arapahoe County has the highest median home value ($561,200) and Yuma County the lowest ($211,700); 2 neighbor(s) have a different loan limit. Owners pay a median $874 a year in property tax, an effective rate of about 0.39% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sedgwick County, CO
- 2026 conforming loan limit: Summit County, CO
- 2026 conforming loan limit: Teller County, CO
- 2026 conforming loan limit: Weld County, CO
- 2026 conforming loan limit: Yuma County, CO
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
Related answers
- Mortgage rates in Colorado today: 7.40% 30-yr fixed (US avg), 2026 loan limits
- Colorado state income tax rates and brackets 2026
- Cost of living in Colorado vs US average (2024)
- 2026 conforming loan limits in Colorado by county
- $60,000 salary after taxes in Colorado (2026 take-home pay)
- $85,000 salary after taxes in Colorado (2026 take-home pay)
- $100,000 salary after taxes in Colorado (2026 take-home pay)
- 2026 conforming loan limit: Sedgwick County, CO
- 2026 conforming loan limit: Summit County, CO
- 2026 conforming loan limit: Teller County, CO
- 2026 conforming loan limit: Weld County, CO
- 2026 conforming loan limit: Yuma County, CO
- Mortgage rates today (Freddie Mac weekly average)
- 30-year mortgage rate history (weekly, Freddie Mac)