Sedgwick County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $149,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,386 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $149,000 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 5.59× |
| Median household income | $52,386 |
| Median home value ÷ income | 2.8× |
| Population | 2,304 |
| Median property tax paid (owners) | $664 |
| Effective property tax rate (approx.) | 0.45% |
| Owner-occupied homes | 71.8% |
| Home value rank in Colorado | 61 of 64 counties |
| Neighbor: Logan County, CO | limit $832,750; median home $245,300 |
| Neighbor: Phillips County, CO | limit $832,750; median home $258,200 |
| Neighbor: Cheyenne County, NE | limit $832,750; median home $139,700 |
| Neighbor: Deuel County, NE | limit $832,750; median home $100,200 |
| Neighbor: Perkins County, NE | limit $832,750; median home $157,200 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Sedgwick County's median home value is 72% below the state median of $539,400 (rank 61 of 64). Among its 5 neighboring counties, Phillips County has the highest median home value ($258,200) and Deuel County the lowest ($100,200); all share the same loan limit. Owners pay a median $664 a year in property tax, an effective rate of about 0.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Scurry County, TX
- 2026 conforming loan limit: Searcy County, AR
- 2026 conforming loan limit: Sebastian County, AR
- 2026 conforming loan limit: Sedgwick County, KS
- 2026 conforming loan limit: Seminole County, FL
- 2026 conforming loan limit: Seminole County, GA
- 2026 conforming loan limit: Seminole County, OK
- 2026 conforming loan limit: Seneca County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.