Seminole County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $99,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,062 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $99,500 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 8.37× |
| Median household income | $48,062 |
| Median home value ÷ income | 2.1× |
| Population | 23,494 |
| Median property tax paid (owners) | $613 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 71.0% |
| Home value rank in Oklahoma | 71 of 77 counties |
| Neighbor: Hughes County, OK | limit $832,750; median home $102,000 |
| Neighbor: Okfuskee County, OK | limit $832,750; median home $115,900 |
| Neighbor: Pontotoc County, OK | limit $832,750; median home $175,400 |
| Neighbor: Pottawatomie County, OK | limit $832,750; median home $165,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Seminole County's median home value is 50% below the state median of $199,800 (rank 71 of 77). Among its 4 neighboring counties, Pontotoc County has the highest median home value ($175,400) and Hughes County the lowest ($102,000); all share the same loan limit. Owners pay a median $613 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sedgwick County, KS
- 2026 conforming loan limit: Seminole County, FL
- 2026 conforming loan limit: Seminole County, GA
- 2026 conforming loan limit: Seneca County, NY
- 2026 conforming loan limit: Seneca County, OH
- 2026 conforming loan limit: Sequatchie County, TN
- 2026 conforming loan limit: Sequoyah County, OK
- 2026 conforming loan limit: Sevier County, AR
Last updated 2026-10-16. Data only, not financial or tax advice.