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2026 conforming loan limit: Seminole County, GA

Quick answer

Seminole County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $121,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,495 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$121,900
Georgia median home value$303,300
Limit ÷ median home value6.83×
Median household income$49,495
Median home value ÷ income2.5×
Population9,156
Median property tax paid (owners)$1,486
Effective property tax rate (approx.)1.22%
Owner-occupied homes80.2%
Home value rank in Georgia115 of 159 counties
Neighbor: Houston County, ALlimit $832,750; median home $183,300
Neighbor: Gadsden County, FLlimit $832,750; median home $174,900
Neighbor: Jackson County, FLlimit $832,750; median home $120,800
Neighbor: Decatur County, GAlimit $832,750; median home $158,800
Neighbor: Early County, GAlimit $832,750; median home $131,300
Neighbor: Miller County, GAlimit $832,750; median home $124,000

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Seminole County's median home value is 60% below the state median of $303,300 (rank 115 of 159). Among its 6 neighboring counties, Houston County has the highest median home value ($183,300) and Jackson County the lowest ($120,800); all share the same loan limit. Owners pay a median $1,486 a year in property tax, an effective rate of about 1.22% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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