Yuma County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,545 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $211,700 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 3.93× |
| Median household income | $60,545 |
| Median home value ÷ income | 3.5× |
| Population | 9,979 |
| Median property tax paid (owners) | $1,003 |
| Effective property tax rate (approx.) | 0.47% |
| Owner-occupied homes | 68.9% |
| Home value rank in Colorado | 54 of 64 counties |
| Neighbor: Kit Carson County, CO | limit $832,750; median home $239,500 |
| Neighbor: Logan County, CO | limit $832,750; median home $245,300 |
| Neighbor: Phillips County, CO | limit $832,750; median home $258,200 |
| Neighbor: Washington County, CO | limit $832,750; median home $226,200 |
| Neighbor: Cheyenne County, KS | limit $832,750; median home $125,900 |
| Neighbor: Chase County, NE | limit $832,750; median home $165,900 |
| Neighbor: Dundy County, NE | limit $832,750; median home $143,400 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Yuma County's median home value is 61% below the state median of $539,400 (rank 54 of 64). Among its 7 neighboring counties, Phillips County has the highest median home value ($258,200) and Cheyenne County the lowest ($125,900); all share the same loan limit. Owners pay a median $1,003 a year in property tax, an effective rate of about 0.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Teller County, CO
- 2026 conforming loan limit: Washington County, CO
- 2026 conforming loan limit: Weld County, CO
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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