Washington County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $298,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,639 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $298,400 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 2.79× |
| Median household income | $70,639 |
| Median home value ÷ income | 4.2× |
| Population | 256,765 |
| Median property tax paid (owners) | $1,564 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 55.6% |
| Home value rank in Arkansas | 2 of 75 counties |
| Neighbor: Benton County, AR | limit $832,750; median home $323,500 |
| Neighbor: Crawford County, AR | limit $832,750; median home $182,800 |
| Neighbor: Madison County, AR | limit $832,750; median home $178,100 |
| Neighbor: Adair County, OK | limit $832,750; median home $117,800 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Washington County's median home value is 59% above the state median of $188,000 (rank 2 of 75). Among its 4 neighboring counties, Benton County has the highest median home value ($323,500) and Adair County the lowest ($117,800); all share the same loan limit. Owners pay a median $1,564 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Washburn County, WI
- 2026 conforming loan limits in Washington by county
- 2026 conforming loan limit: Washington County, AL
- 2026 conforming loan limit: Washington County, CO
- 2026 conforming loan limit: Washington County, FL
- 2026 conforming loan limit: Washington County, GA
- 2026 conforming loan limit: Washington County, IA
- 2026 conforming loan limit: Washington County, ID
Last updated 2026-10-16. Data only, not financial or tax advice.