Warren County, New Jersey has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $346,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $100,869 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $346,500 |
| New Jersey median home value | $454,400 |
| Limit ÷ median home value | 2.40× |
| Median household income | $100,869 |
| Median home value ÷ income | 3.4× |
| Population | 110,849 |
| Median property tax paid (owners) | $8,119 |
| Effective property tax rate (approx.) | 2.34% |
| Owner-occupied homes | 75.1% |
| Home value rank in New Jersey | 16 of 21 counties |
| Neighbor: Hunterdon County, NJ | limit $1,209,750; median home $517,200 |
| Neighbor: Morris County, NJ | limit $1,209,750; median home $582,500 |
| Neighbor: Sussex County, NJ | limit $1,209,750; median home $369,400 |
| Neighbor: Bucks County, PA | limit $832,750; median home $445,700 |
| Neighbor: Monroe County, PA | limit $832,750; median home $267,600 |
| Neighbor: Northampton County, PA | limit $832,750; median home $308,600 |
Across New Jersey's 21 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 12 high-cost counties. Warren County's median home value is 24% below the state median of $454,400 (rank 16 of 21). Among its 6 neighboring counties, Morris County has the highest median home value ($582,500) and Monroe County the lowest ($267,600); 3 neighbor(s) have a different loan limit. Owners pay a median $8,119 a year in property tax, an effective rate of about 2.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Warren County, New Jersey?
Warren County, New Jersey has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $346,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $100,869 (FHFA; Census ACS 2020–2024).
What is the median home value in Warren County, New Jersey?
The median owner-occupied home value in Warren County is $346,500 (ACS 2020–2024), versus $454,400 statewide.
Do I need a jumbo loan in Warren County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $346,500, so the cap is 2.40 times the typical home value.
Related
- 2026 conforming loan limit: Somerset County, NJ
- 2026 conforming loan limit: Sussex County, NJ
- 2026 conforming loan limit: Union County, NJ
Last updated Oct 19, 2026, 10:32 PM ET. Data only, not financial or tax advice.
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