Warren County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,638 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $154,200 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 5.40× |
| Median household income | $50,638 |
| Median home value ÷ income | 3.0× |
| Population | 18,795 |
| Median property tax paid (owners) | $1,093 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 69.4% |
| Home value rank in North Carolina | 81 of 100 counties |
| Neighbor: Franklin County, NC | limit $832,750; median home $284,300 |
| Neighbor: Halifax County, NC | limit $832,750; median home $106,200 |
| Neighbor: Nash County, NC | limit $832,750; median home $191,000 |
| Neighbor: Northampton County, NC | limit $832,750; median home $114,500 |
| Neighbor: Vance County, NC | limit $832,750; median home $161,500 |
| Neighbor: Brunswick County, VA | limit $832,750; median home $142,700 |
| Neighbor: Mecklenburg County, VA | limit $832,750; median home $192,600 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Warren County's median home value is 47% below the state median of $288,900 (rank 81 of 100). Among its 7 neighboring counties, Franklin County has the highest median home value ($284,300) and Halifax County the lowest ($106,200); all share the same loan limit. Owners pay a median $1,093 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Warren County, KY
- 2026 conforming loan limit: Warren County, MO
- 2026 conforming loan limit: Warren County, MS
- 2026 conforming loan limit: Warren County, NJ
- 2026 conforming loan limit: Warren County, NY
- 2026 conforming loan limit: Warren County, OH
- 2026 conforming loan limit: Warren County, PA
- 2026 conforming loan limit: Warren County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.