Warren County, New York has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $267,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,442 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $267,400 |
| New York median home value | $423,800 |
| Limit ÷ median home value | 3.11× |
| Median household income | $78,442 |
| Median home value ÷ income | 3.4× |
| Population | 65,517 |
| Median property tax paid (owners) | $3,936 |
| Effective property tax rate (approx.) | 1.47% |
| Owner-occupied homes | 72.1% |
| Home value rank in New York | 19 of 62 counties |
| Neighbor: Essex County, NY | limit $832,750; median home $211,900 |
| Neighbor: Hamilton County, NY | limit $832,750; median home $260,200 |
| Neighbor: Saratoga County, NY | limit $832,750; median home $348,600 |
| Neighbor: Washington County, NY | limit $832,750; median home $196,200 |
Across New York's 62 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 10 high-cost counties. Warren County's median home value is 37% below the state median of $423,800 (rank 19 of 62). Among its 4 neighboring counties, Saratoga County has the highest median home value ($348,600) and Washington County the lowest ($196,200); all share the same loan limit. Owners pay a median $3,936 a year in property tax, an effective rate of about 1.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Warren County, MS
- 2026 conforming loan limit: Warren County, NC
- 2026 conforming loan limit: Warren County, NJ
- 2026 conforming loan limit: Warren County, OH
- 2026 conforming loan limit: Warren County, PA
- 2026 conforming loan limit: Warren County, TN
- 2026 conforming loan limit: Warren County, VA
- 2026 conforming loan limit: Warrick County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.