Ward County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,952 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $150,700 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 5.53× |
| Median household income | $65,952 |
| Median home value ÷ income | 2.3× |
| Population | 11,144 |
| Median property tax paid (owners) | $965 |
| Effective property tax rate (approx.) | 0.64% |
| Owner-occupied homes | 78.5% |
| Home value rank in Texas | 153 of 250 counties |
| Neighbor: Crane County, TX | limit $832,750; median home $129,400 |
| Neighbor: Ector County, TX | limit $832,750; median home $200,200 |
| Neighbor: Loving County, TX | limit $832,750; median home n/a |
| Neighbor: Pecos County, TX | limit $832,750; median home $165,700 |
| Neighbor: Reeves County, TX | limit $832,750; median home $118,000 |
| Neighbor: Winkler County, TX | limit $832,750; median home $148,200 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ward County's median home value is 47% below the state median of $283,800 (rank 153 of 250). Among its 6 neighboring counties, Ector County has the highest median home value ($200,200) and Reeves County the lowest ($118,000); all share the same loan limit. Owners pay a median $965 a year in property tax, an effective rate of about 0.64% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Walworth County, WI
- 2026 conforming loan limit: Wapello County, IA
- 2026 conforming loan limit: Ward County, ND
- 2026 conforming loan limit: Ware County, GA
- 2026 conforming loan limit: Warren County, GA
- 2026 conforming loan limit: Warren County, IA
- 2026 conforming loan limit: Warren County, IL
- 2026 conforming loan limit: Warren County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.