Wapello County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $125,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,766 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $125,100 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 6.66× |
| Median household income | $64,766 |
| Median home value ÷ income | 1.9× |
| Population | 35,362 |
| Median property tax paid (owners) | $1,974 |
| Effective property tax rate (approx.) | 1.58% |
| Owner-occupied homes | 68.4% |
| Home value rank in Iowa | 80 of 99 counties |
| Neighbor: Appanoose County, IA | limit $832,750; median home $124,200 |
| Neighbor: Davis County, IA | limit $832,750; median home $161,900 |
| Neighbor: Jefferson County, IA | limit $832,750; median home $163,400 |
| Neighbor: Keokuk County, IA | limit $832,750; median home $118,700 |
| Neighbor: Mahaska County, IA | limit $832,750; median home $157,800 |
| Neighbor: Monroe County, IA | limit $832,750; median home $156,300 |
| Neighbor: Van Buren County, IA | limit $832,750; median home $114,600 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wapello County's median home value is 40% below the state median of $208,000 (rank 80 of 99). Among its 7 neighboring counties, Jefferson County has the highest median home value ($163,400) and Van Buren County the lowest ($114,600); all share the same loan limit. Owners pay a median $1,974 a year in property tax, an effective rate of about 1.58% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Walton County, GA
- 2026 conforming loan limit: Walworth County, SD
- 2026 conforming loan limit: Walworth County, WI
- 2026 conforming loan limit: Ward County, ND
- 2026 conforming loan limit: Ward County, TX
- 2026 conforming loan limit: Ware County, GA
- 2026 conforming loan limit: Warren County, GA
- 2026 conforming loan limit: Warren County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.