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2026 conforming loan limit: Walton County, GA

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Walton County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $339,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,945 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$339,500
Georgia median home value$303,300
Limit ÷ median home value2.45×
Median household income$84,945
Median home value ÷ income4.0×
Population103,313
Median property tax paid (owners)$2,563
Effective property tax rate (approx.)0.75%
Owner-occupied homes79.3%
Home value rank in Georgia16 of 159 counties
Neighbor: Barrow County, GAlimit $832,750; median home $294,700
Neighbor: Gwinnett County, GAlimit $832,750; median home $380,900
Neighbor: Morgan County, GAlimit $832,750; median home $342,300
Neighbor: Newton County, GAlimit $832,750; median home $265,000
Neighbor: Oconee County, GAlimit $832,750; median home $461,600
Neighbor: Rockdale County, GAlimit $832,750; median home $292,900

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Walton County's median home value is 12% above the state median of $303,300 (rank 16 of 159). Among its 6 neighboring counties, Oconee County has the highest median home value ($461,600) and Newton County the lowest ($265,000); all share the same loan limit. Owners pay a median $2,563 a year in property tax, an effective rate of about 0.75% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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