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2026 conforming loan limit: Walsh County, ND

Quick answer

Walsh County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $132,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,944 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$132,700
North Dakota median home value$249,900
Limit ÷ median home value6.28×
Median household income$71,944
Median home value ÷ income1.8×
Population10,396
Median property tax paid (owners)$1,421
Effective property tax rate (approx.)1.07%
Owner-occupied homes76.0%
Home value rank in North Dakota35 of 53 counties
Neighbor: Marshall County, MNlimit $832,750; median home $164,500
Neighbor: Cavalier County, NDlimit $832,750; median home $125,800
Neighbor: Grand Forks County, NDlimit $832,750; median home $252,700
Neighbor: Nelson County, NDlimit $832,750; median home $139,700
Neighbor: Pembina County, NDlimit $832,750; median home $119,200
Neighbor: Ramsey County, NDlimit $832,750; median home $199,300

Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Walsh County's median home value is 47% below the state median of $249,900 (rank 35 of 53). Among its 6 neighboring counties, Grand Forks County has the highest median home value ($252,700) and Pembina County the lowest ($119,200); all share the same loan limit. Owners pay a median $1,421 a year in property tax, an effective rate of about 1.07% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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