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2026 conforming loan limit: Walworth County, SD

Quick answer

Walworth County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $136,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,026 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$136,600
South Dakota median home value$257,400
Limit ÷ median home value6.10×
Median household income$65,026
Median home value ÷ income2.1×
Population5,271
Median property tax paid (owners)$1,792
Effective property tax rate (approx.)1.31%
Owner-occupied homes76.2%
Home value rank in South Dakota50 of 66 counties
Neighbor: Campbell County, SDlimit $832,750; median home $115,900
Neighbor: Corson County, SDlimit $832,750; median home $69,800
Neighbor: Dewey County, SDlimit $832,750; median home $69,600
Neighbor: Edmunds County, SDlimit $832,750; median home $163,300
Neighbor: Mcpherson County, SDlimit $832,750; median home $85,600
Neighbor: Potter County, SDlimit $832,750; median home $121,300

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Walworth County's median home value is 47% below the state median of $257,400 (rank 50 of 66). Among its 6 neighboring counties, Edmunds County has the highest median home value ($163,300) and Dewey County the lowest ($69,600); all share the same loan limit. Owners pay a median $1,792 a year in property tax, an effective rate of about 1.31% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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