Ward County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $267,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,238 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $267,100 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 3.12× |
| Median household income | $78,238 |
| Median home value ÷ income | 3.4× |
| Population | 68,973 |
| Median property tax paid (owners) | $2,859 |
| Effective property tax rate (approx.) | 1.07% |
| Owner-occupied homes | 60.8% |
| Home value rank in North Dakota | 8 of 53 counties |
| Neighbor: Burke County, ND | limit $832,750; median home $158,100 |
| Neighbor: Mchenry County, ND | limit $832,750; median home $151,000 |
| Neighbor: Mclean County, ND | limit $832,750; median home $227,100 |
| Neighbor: Mountrail County, ND | limit $832,750; median home $232,700 |
| Neighbor: Renville County, ND | limit $832,750; median home $166,000 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ward County's median home value is 7% above the state median of $249,900 (rank 8 of 53). Among its 5 neighboring counties, Mountrail County has the highest median home value ($232,700) and Mchenry County the lowest ($151,000); all share the same loan limit. Owners pay a median $2,859 a year in property tax, an effective rate of about 1.07% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Walworth County, SD
- 2026 conforming loan limit: Walworth County, WI
- 2026 conforming loan limit: Wapello County, IA
- 2026 conforming loan limit: Ward County, TX
- 2026 conforming loan limit: Ware County, GA
- 2026 conforming loan limit: Warren County, GA
- 2026 conforming loan limit: Warren County, IA
- 2026 conforming loan limit: Warren County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.