Wallowa County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $394,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,112 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $394,800 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 2.11× |
| Median household income | $67,112 |
| Median home value ÷ income | 5.9× |
| Population | 7,553 |
| Median property tax paid (owners) | $2,270 |
| Effective property tax rate (approx.) | 0.57% |
| Owner-occupied homes | 72.5% |
| Home value rank in Oregon | 18 of 36 counties |
| Neighbor: Adams County, ID | limit $832,750; median home $376,500 |
| Neighbor: Idaho County, ID | limit $832,750; median home $310,200 |
| Neighbor: Nez Perce County, ID | limit $832,750; median home $334,700 |
| Neighbor: Baker County, OR | limit $832,750; median home $285,600 |
| Neighbor: Umatilla County, OR | limit $832,750; median home $282,600 |
| Neighbor: Union County, OR | limit $832,750; median home $294,600 |
| Neighbor: Asotin County, WA | limit $832,750; median home $325,600 |
| Neighbor: Columbia County, WA | limit $832,750; median home $271,200 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wallowa County's median home value is 17% below the state median of $477,600 (rank 18 of 36). Among its 8 neighboring counties, Adams County has the highest median home value ($376,500) and Columbia County the lowest ($271,200); all share the same loan limit. Owners pay a median $2,270 a year in property tax, an effective rate of about 0.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Walla Walla County, WA
- 2026 conforming loan limit: Wallace County, KS
- 2026 conforming loan limit: Waller County, TX
- 2026 conforming loan limit: Walsh County, ND
- 2026 conforming loan limit: Walthall County, MS
- 2026 conforming loan limit: Walton County, FL
- 2026 conforming loan limit: Walton County, GA
- 2026 conforming loan limit: Walworth County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.