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2026 conforming loan limit: Sherman County, OR

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Sherman County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,161 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$211,800
Oregon median home value$477,600
Limit ÷ median home value3.93×
Median household income$60,161
Median home value ÷ income3.5×
Population1,938
Median property tax paid (owners)$1,588
Effective property tax rate (approx.)0.75%
Owner-occupied homes65.9%
Home value rank in Oregon35 of 36 counties
Neighbor: Gilliam County, ORlimit $832,750; median home $189,300
Neighbor: Wasco County, ORlimit $832,750; median home $367,400
Neighbor: Klickitat County, WAlimit $832,750; median home $425,300

Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sherman County's median home value is 56% below the state median of $477,600 (rank 35 of 36). Among its 3 neighboring counties, Klickitat County has the highest median home value ($425,300) and Gilliam County the lowest ($189,300); all share the same loan limit. Owners pay a median $1,588 a year in property tax, an effective rate of about 0.75% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.

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