Union County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $294,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,661 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $294,600 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 2.83× |
| Median household income | $65,661 |
| Median home value ÷ income | 4.5× |
| Population | 26,144 |
| Median property tax paid (owners) | $2,446 |
| Effective property tax rate (approx.) | 0.83% |
| Owner-occupied homes | 65.5% |
| Home value rank in Oregon | 25 of 36 counties |
| Neighbor: Baker County, OR | limit $832,750; median home $285,600 |
| Neighbor: Grant County, OR | limit $832,750; median home $229,700 |
| Neighbor: Umatilla County, OR | limit $832,750; median home $282,600 |
| Neighbor: Wallowa County, OR | limit $832,750; median home $394,800 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Union County's median home value is 38% below the state median of $477,600 (rank 25 of 36). Among its 4 neighboring counties, Wallowa County has the highest median home value ($394,800) and Grant County the lowest ($229,700); all share the same loan limit. Owners pay a median $2,446 a year in property tax, an effective rate of about 0.83% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Union County, NJ
- 2026 conforming loan limit: Union County, NM
- 2026 conforming loan limit: Union County, OH
- 2026 conforming loan limit: Union County, PA
- 2026 conforming loan limit: Union County, SC
- 2026 conforming loan limit: Union County, SD
- 2026 conforming loan limit: Union County, TN
- 2026 conforming loan limit: Union Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.