Union County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $240,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,404 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $240,100 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 3.47× |
| Median household income | $76,404 |
| Median home value ÷ income | 3.1× |
| Population | 42,456 |
| Median property tax paid (owners) | $2,744 |
| Effective property tax rate (approx.) | 1.14% |
| Owner-occupied homes | 72.3% |
| Home value rank in Pennsylvania | 21 of 67 counties |
| Neighbor: Centre County, PA | limit $832,750; median home $323,500 |
| Neighbor: Clinton County, PA | limit $832,750; median home $175,900 |
| Neighbor: Lycoming County, PA | limit $832,750; median home $202,200 |
| Neighbor: Mifflin County, PA | limit $832,750; median home $156,700 |
| Neighbor: Northumberland County, PA | limit $832,750; median home $162,400 |
| Neighbor: Snyder County, PA | limit $832,750; median home $215,300 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Union County's median home value is 6% below the state median of $254,500 (rank 21 of 67). Among its 6 neighboring counties, Centre County has the highest median home value ($323,500) and Mifflin County the lowest ($156,700); all share the same loan limit. Owners pay a median $2,744 a year in property tax, an effective rate of about 1.14% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Union County, NM
- 2026 conforming loan limit: Union County, OH
- 2026 conforming loan limit: Union County, OR
- 2026 conforming loan limit: Union County, SC
- 2026 conforming loan limit: Union County, SD
- 2026 conforming loan limit: Union County, TN
- 2026 conforming loan limit: Union Parish, LA
- 2026 conforming loan limit: Upshur County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.