Union County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $344,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $112,322 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $344,900 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 2.41× |
| Median household income | $112,322 |
| Median home value ÷ income | 3.1× |
| Population | 67,324 |
| Median property tax paid (owners) | $3,947 |
| Effective property tax rate (approx.) | 1.14% |
| Owner-occupied homes | 79.2% |
| Home value rank in Ohio | 3 of 88 counties |
| Neighbor: Champaign County, OH | limit $832,750; median home $204,000 |
| Neighbor: Delaware County, OH | limit $832,750; median home $445,500 |
| Neighbor: Franklin County, OH | limit $832,750; median home $288,400 |
| Neighbor: Hardin County, OH | limit $832,750; median home $151,200 |
| Neighbor: Logan County, OH | limit $832,750; median home $203,200 |
| Neighbor: Madison County, OH | limit $832,750; median home $250,100 |
| Neighbor: Marion County, OH | limit $832,750; median home $156,800 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Union County's median home value is 61% above the state median of $214,800 (rank 3 of 88). Among its 7 neighboring counties, Delaware County has the highest median home value ($445,500) and Hardin County the lowest ($151,200); all share the same loan limit. Owners pay a median $3,947 a year in property tax, an effective rate of about 1.14% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Union County, NC
- 2026 conforming loan limit: Union County, NJ
- 2026 conforming loan limit: Union County, NM
- 2026 conforming loan limit: Union County, OR
- 2026 conforming loan limit: Union County, PA
- 2026 conforming loan limit: Union County, SC
- 2026 conforming loan limit: Union County, SD
- 2026 conforming loan limit: Union County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.