Union County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $204,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,727 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $204,000 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 4.08× |
| Median household income | $62,727 |
| Median home value ÷ income | 3.3× |
| Population | 20,431 |
| Median property tax paid (owners) | $752 |
| Effective property tax rate (approx.) | 0.37% |
| Owner-occupied homes | 80.2% |
| Home value rank in Tennessee | 49 of 95 counties |
| Neighbor: Anderson County, TN | limit $832,750; median home $239,400 |
| Neighbor: Campbell County, TN | limit $832,750; median home $186,500 |
| Neighbor: Claiborne County, TN | limit $832,750; median home $159,900 |
| Neighbor: Grainger County, TN | limit $832,750; median home $189,200 |
| Neighbor: Knox County, TN | limit $832,750; median home $320,900 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Union County's median home value is 29% below the state median of $286,700 (rank 49 of 95). Among its 5 neighboring counties, Knox County has the highest median home value ($320,900) and Claiborne County the lowest ($159,900); all share the same loan limit. Owners pay a median $752 a year in property tax, an effective rate of about 0.37% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Union County, PA
- 2026 conforming loan limit: Union County, SC
- 2026 conforming loan limit: Union County, SD
- 2026 conforming loan limit: Union Parish, LA
- 2026 conforming loan limit: Upshur County, TX
- 2026 conforming loan limit: Upshur County, WV
- 2026 conforming loan limit: Upson County, GA
- 2026 conforming loan limit: Upton County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.