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2026 conforming loan limit: Union Parish, LA

Quick answer

Union Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 7.4 times the county's median home value of $112,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $42,885 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$112,500
Louisiana median home value$216,500
Limit ÷ median home value7.40×
Median household income$42,885
Median home value ÷ income2.6×
Population20,821
Median property tax paid (owners)$518
Effective property tax rate (approx.)0.46%
Owner-occupied homes77.8%
Home value rank in Louisiana52 of 64 counties
Neighbor: Ashley County, ARlimit $832,750; median home $91,900
Neighbor: Union County, ARlimit $832,750; median home $120,900
Neighbor: Claiborne Parish, LAlimit $832,750; median home $82,100
Neighbor: Lincoln Parish, LAlimit $832,750; median home $210,100
Neighbor: Morehouse Parish, LAlimit $832,750; median home $118,800
Neighbor: Ouachita Parish, LAlimit $832,750; median home $194,400

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Union Parish's median home value is 48% below the state median of $216,500 (rank 52 of 64). Among its 6 neighboring counties, Lincoln Parish has the highest median home value ($210,100) and Claiborne Parish the lowest ($82,100); all share the same loan limit. Owners pay a median $518 a year in property tax, an effective rate of about 0.46% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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