Upshur County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $170,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,338 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $170,800 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 4.88× |
| Median household income | $54,338 |
| Median home value ÷ income | 3.1× |
| Population | 23,712 |
| Median property tax paid (owners) | $717 |
| Effective property tax rate (approx.) | 0.42% |
| Owner-occupied homes | 80.7% |
| Home value rank in West Virginia | 10 of 55 counties |
| Neighbor: Barbour County, WV | limit $832,750; median home $131,900 |
| Neighbor: Harrison County, WV | limit $832,750; median home $166,200 |
| Neighbor: Lewis County, WV | limit $832,750; median home $151,800 |
| Neighbor: Randolph County, WV | limit $832,750; median home $144,800 |
| Neighbor: Webster County, WV | limit $832,750; median home $76,100 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Upshur County's median home value is 5% above the state median of $162,600 (rank 10 of 55). Among its 5 neighboring counties, Harrison County has the highest median home value ($166,200) and Webster County the lowest ($76,100); all share the same loan limit. Owners pay a median $717 a year in property tax, an effective rate of about 0.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.