Utah County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 1.5 times the county's median home value of $538,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $100,671 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $538,700 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 1.55× |
| Median household income | $100,671 |
| Median home value ÷ income | 5.4× |
| Population | 705,400 |
| Median property tax paid (owners) | $2,370 |
| Effective property tax rate (approx.) | 0.44% |
| Owner-occupied homes | 68.3% |
| Home value rank in Utah | 5 of 29 counties |
| Neighbor: Carbon County, UT | limit $832,750; median home $228,500 |
| Neighbor: Duchesne County, UT | limit $832,750; median home $283,700 |
| Neighbor: Juab County, UT | limit $832,750; median home $425,400 |
| Neighbor: Salt Lake County, UT | limit $832,750; median home $525,700 |
| Neighbor: Sanpete County, UT | limit $832,750; median home $347,200 |
| Neighbor: Tooele County, UT | limit $832,750; median home $431,600 |
| Neighbor: Wasatch County, UT | limit $1,150,000; median home $787,300 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Utah County's median home value is 10% above the state median of $489,400 (rank 5 of 29). Among its 7 neighboring counties, Wasatch County has the highest median home value ($787,300) and Carbon County the lowest ($228,500); 1 neighbor(s) have a different loan limit. Owners pay a median $2,370 a year in property tax, an effective rate of about 0.44% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.