Tillamook County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $430,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,105 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $430,200 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 1.94× |
| Median household income | $69,105 |
| Median home value ÷ income | 6.2× |
| Population | 27,496 |
| Median property tax paid (owners) | $2,582 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 74.3% |
| Home value rank in Oregon | 13 of 36 counties |
| Neighbor: Clatsop County, OR | limit $832,750; median home $468,300 |
| Neighbor: Columbia County, OR | limit $832,750; median home $421,600 |
| Neighbor: Lincoln County, OR | limit $832,750; median home $410,800 |
| Neighbor: Polk County, OR | limit $832,750; median home $454,700 |
| Neighbor: Washington County, OR | limit $832,750; median home $588,000 |
| Neighbor: Yamhill County, OR | limit $832,750; median home $471,700 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Tillamook County's median home value is 10% below the state median of $477,600 (rank 13 of 36). Among its 6 neighboring counties, Washington County has the highest median home value ($588,000) and Lincoln County the lowest ($410,800); all share the same loan limit. Owners pay a median $2,582 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Tioga County, PA
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Last updated 2026-10-16. Data only, not financial or tax advice.