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2026 conforming loan limit: Thurston County, NE

Quick answer

Thurston County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $114,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,177 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$114,600
Nebraska median home value$238,600
Limit ÷ median home value7.27×
Median household income$69,177
Median home value ÷ income1.7×
Population6,627
Median property tax paid (owners)$1,682
Effective property tax rate (approx.)1.47%
Owner-occupied homes61.0%
Home value rank in Nebraska77 of 93 counties
Neighbor: Monona County, IAlimit $832,750; median home $142,900
Neighbor: Woodbury County, IAlimit $832,750; median home $183,200
Neighbor: Burt County, NElimit $832,750; median home $147,000
Neighbor: Cuming County, NElimit $832,750; median home $178,800
Neighbor: Dakota County, NElimit $832,750; median home $185,700
Neighbor: Dixon County, NElimit $832,750; median home $155,900
Neighbor: Wayne County, NElimit $832,750; median home $221,600

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Thurston County's median home value is 52% below the state median of $238,600 (rank 77 of 93). Among its 7 neighboring counties, Wayne County has the highest median home value ($221,600) and Monona County the lowest ($142,900); all share the same loan limit. Owners pay a median $1,682 a year in property tax, an effective rate of about 1.47% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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