Thomas County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $172,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,325 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $172,700 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 4.82× |
| Median household income | $71,325 |
| Median home value ÷ income | 2.4× |
| Population | 7,885 |
| Median property tax paid (owners) | $2,440 |
| Effective property tax rate (approx.) | 1.41% |
| Owner-occupied homes | 75.2% |
| Home value rank in Kansas | 24 of 105 counties |
| Neighbor: Decatur County, KS | limit $832,750; median home $89,500 |
| Neighbor: Gove County, KS | limit $832,750; median home $118,400 |
| Neighbor: Logan County, KS | limit $832,750; median home $117,900 |
| Neighbor: Rawlins County, KS | limit $832,750; median home $103,800 |
| Neighbor: Sheridan County, KS | limit $832,750; median home $167,200 |
| Neighbor: Sherman County, KS | limit $832,750; median home $136,700 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Thomas County's median home value is 20% below the state median of $217,200 (rank 24 of 105). Among its 6 neighboring counties, Sheridan County has the highest median home value ($167,200) and Decatur County the lowest ($89,500); all share the same loan limit. Owners pay a median $2,440 a year in property tax, an effective rate of about 1.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.