Texas County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,069 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $163,500 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 5.09× |
| Median household income | $60,069 |
| Median home value ÷ income | 2.7× |
| Population | 20,774 |
| Median property tax paid (owners) | $1,131 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 66.4% |
| Home value rank in Oklahoma | 28 of 77 counties |
| Neighbor: Morton County, KS | limit $832,750; median home $96,100 |
| Neighbor: Seward County, KS | limit $832,750; median home $136,500 |
| Neighbor: Stevens County, KS | limit $832,750; median home $129,300 |
| Neighbor: Beaver County, OK | limit $832,750; median home $130,100 |
| Neighbor: Cimarron County, OK | limit $832,750; median home $98,600 |
| Neighbor: Hansford County, TX | limit $832,750; median home $124,800 |
| Neighbor: Ochiltree County, TX | limit $832,750; median home $134,400 |
| Neighbor: Sherman County, TX | limit $832,750; median home $146,900 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Texas County's median home value is 18% below the state median of $199,800 (rank 28 of 77). Among its 8 neighboring counties, Sherman County has the highest median home value ($146,900) and Morton County the lowest ($96,100); all share the same loan limit. Owners pay a median $1,131 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Teton County, WY
- 2026 conforming loan limits in Texas by county
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- 2026 conforming loan limit: Thomas County, GA
- 2026 conforming loan limit: Thomas County, KS
- 2026 conforming loan limit: Thomas County, NE
- 2026 conforming loan limit: Throckmorton County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.