Texas County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $146,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,036 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $146,700 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.68× |
| Median household income | $50,036 |
| Median home value ÷ income | 2.9× |
| Population | 25,161 |
| Median property tax paid (owners) | $713 |
| Effective property tax rate (approx.) | 0.49% |
| Owner-occupied homes | 77.2% |
| Home value rank in Missouri | 85 of 115 counties |
| Neighbor: Dent County, MO | limit $832,750; median home $167,500 |
| Neighbor: Douglas County, MO | limit $832,750; median home $168,200 |
| Neighbor: Howell County, MO | limit $832,750; median home $173,000 |
| Neighbor: Laclede County, MO | limit $832,750; median home $168,400 |
| Neighbor: Phelps County, MO | limit $832,750; median home $206,500 |
| Neighbor: Pulaski County, MO | limit $832,750; median home $189,800 |
| Neighbor: Shannon County, MO | limit $832,750; median home $157,500 |
| Neighbor: Wright County, MO | limit $832,750; median home $160,100 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Texas County's median home value is 36% below the state median of $230,300 (rank 85 of 115). Among its 8 neighboring counties, Phelps County has the highest median home value ($206,500) and Shannon County the lowest ($157,500); all share the same loan limit. Owners pay a median $713 a year in property tax, an effective rate of about 0.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.