Thomas County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 7.6 times the county's median home value of $109,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,000 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $109,200 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 7.63× |
| Median household income | $65,000 |
| Median home value ÷ income | 1.7× |
| Population | 564 |
| Median property tax paid (owners) | $1,364 |
| Effective property tax rate (approx.) | 1.25% |
| Owner-occupied homes | 68.1% |
| Home value rank in Nebraska | 82 of 93 counties |
| Neighbor: Blaine County, NE | limit $832,750; median home $116,900 |
| Neighbor: Cherry County, NE | limit $832,750; median home $152,200 |
| Neighbor: Hooker County, NE | limit $832,750; median home $93,800 |
| Neighbor: Logan County, NE | limit $832,750; median home $175,000 |
| Neighbor: Mcpherson County, NE | limit $832,750; median home $121,600 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Thomas County's median home value is 54% below the state median of $238,600 (rank 82 of 93). Among its 5 neighboring counties, Logan County has the highest median home value ($175,000) and Hooker County the lowest ($93,800); all share the same loan limit. Owners pay a median $1,364 a year in property tax, an effective rate of about 1.25% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Thayer County, NE
- 2026 conforming loan limit: Thomas County, GA
- 2026 conforming loan limit: Thomas County, KS
- 2026 conforming loan limit: Throckmorton County, TX
- 2026 conforming loan limit: Thurston County, NE
- 2026 conforming loan limit: Thurston County, WA
- 2026 conforming loan limit: Tift County, GA
- 2026 conforming loan limit: Tillamook County, OR
Last updated 2026-10-16. Data only, not financial or tax advice.